Key insights and market outlook
The rise of digital gold trading has transformed how Indonesians invest in precious metals. Seven prominent apps now offer accessible gold trading with features like low minimum investments, real-time pricing, and digital storage. Popular options include Indogold, Pintu, and Pegadaian Digital, each offering unique features such as tokenized gold and physical delivery options 1
The gold trading landscape in Indonesia has witnessed significant transformation with the emergence of digital platforms. These applications have made gold investment more accessible, transparent, and flexible for both novice and experienced investors. The digital gold trading market now features several prominent players, each offering unique value propositions to investors 1
Indogold: Operating since 1978, Indogold offers both digital and physical gold investment options. The platform features an AutoInvest function, allowing users to build their gold holdings systematically. With a competitive spread of around 2.5%, it appeals to long-term investors 1
Pintu: Known for its crypto trading platform, Pintu has expanded into gold trading through tokenized gold (XAUt and PAXG). This innovation allows 24/7 trading and fractional ownership of gold, backed by physical gold stored in global custodians 1
Pegadaian Digital: As a state-owned enterprise, Pegadaian brings trust and credibility to the digital gold space. Their platform allows investments starting from 0.01 grams and offers features like physical gold delivery and pawning services. The integration with their physical branch network adds to its appeal 1
Lakuemas: Specializing in digital gold with features like gold transfers between users and conversion to physical gold. The platform maintains a competitive spread and provides educational resources for novice investors 1
Tokopedia Emas: Leveraging Tokopedia's e-commerce ecosystem, this platform offers gold investment with low minimum thresholds (starting from Rp500-Rp5,000). It partners with reputable storage providers like Pegadaian 1
Treasury: Focuses on transparent pricing and micro-investments. The platform provides clear information about spreads and prices, making it suitable for beginners 1
Shopee Tabungan Emas: Integrates gold investment into the popular e-commerce platform, allowing users to buy and sell digital gold seamlessly within the app 1
All mentioned platforms are registered with and overseen by the Otoritas Jasa Keuangan (OJK), ensuring regulatory compliance and investor protection. Features like digital storage, transparent pricing, and secure transaction processing enhance user confidence in these digital gold trading platforms 1
Digital Gold Platform Expansion
Tokenized Gold Introduction
Regulatory Compliance in Fintech