Adira Finance Strengthens Commercial Vehicle Financing with Major Acquisition

Strategic Portfolio Transfer

Adira Finance (ADMF) has successfully acquired Arthaasia Finance's portfolio worth Rp1.06 trillion, marking a significant expansion in the commercial vehicle financing sector. The acquisition, completed on November 7, 2025, follows a conditional portfolio transfer agreement signed on July 16, 2025 ¹

Business Impact and Integration

The acquired portfolio includes consumer financing, core leasing portfolios, PPSA portfolios, and associated insurance coverage. Chief of Business Alliance Strategy Takanori Mizuno emphasized that the transition process was smooth and customer-friendly. All Adira Finance branches are now fully equipped to serve the former Arthaasia Finance customers, ensuring continuity of services including installment payments, document retrieval, and new service requests.

Strategic Rationale

This acquisition is a key component of Adira Finance's inorganic growth strategy, supported by its parent company MUFG Group and partner Bank Danamon Indonesia. The move strengthens Adira's presence in the commercial vehicle financing market, particularly in segments involving trucks and waste management vehicles serving logistics, distribution, and trading sectors.

Financial Details

The total transaction value stands at Rp1.063.937.353.163, subject to final document verification. The acquisition was funded using Adira Finance's internal resources. Management expects this strategic move to positively impact the company's asset base and profitability.