Adira Finance's New Car Financing Hits Rp6.7 Trillion by November 2025

Positive Trend Amid Year-on-Year Decline

PT Adira Dinamika Multi Finance Tbk (Adira Finance), a major player in Indonesia's automotive financing sector, has recorded Rp6.7 trillion in new car financing by November 2025. This figure represents approximately 18% of the company's total financing portfolio, demonstrating the significance of new car loans to their business operations.

Improving Trend Despite Annual Decline

While the year-on-year comparison shows a decline in new car financing, Chief Financial Officer Sylvanus Gani noted that the trend has been gradually improving since the beginning of 2025. Gani attributed this positive development to the company's strategic initiatives and market conditions. The improvement indicates a potential stabilization in the automotive financing market after previous downturns.

Strategic Focus on Digitalization

Adira Finance has been focusing on digital transformation to enhance customer experience and streamline operations. This strategic shift has helped the company maintain its competitive edge in a challenging market environment. The positive trend in new car financing reflects the success of these efforts in attracting customers and expanding their loan portfolio.

Market Position and Future Outlook

The company's new car financing portfolio continues to be a significant contributor to their overall business. With the improving trend and strategic initiatives in place, Adira Finance is well-positioned to navigate the challenges in the automotive financing sector. The company's ability to adapt to market conditions will be crucial in sustaining this positive momentum going forward.