Analysts Maintain Positive Outlook for BBCA and BTPS Following Interim Dividend

Strong Performance Expectations for BBCA

Senior Investment Information from Mirae Asset Sekuritas, Nafan Aji Gusta, has maintained a positive outlook for PT Bank Central Asia Tbk. (BBCA) following their interim dividend announcement for 2025. BBCA's performance has been solid throughout 2025, showing strong growth through the end of Q3/2025. This positive trend is expected to continue into Q4/2025, driven by increased credit disbursement and banking revenue.

Dividend Yield Prospects Remain Attractive

Nafan projects that BBCA will maintain its credit growth, albeit at a single-digit rate, in the coming year. The bank's consistent dividend distribution has been a positive factor for investors, with BBCA known for its progressive financial performance. While BBCA's dividend yield may not be as high as some state-owned banks, its stability and quality growth make it a preferred choice for investors.

BTPS Shows Potential for Q4 Momentum

For PT Bank BTPN Syariah Tbk. (BTPS), Q4/2025 is expected to be a critical period. A strong performance during this quarter could potentially boost the company's stock price, which is currently in a bearish consolidation phase. Nafan suggests that BTPS needs to focus on strengthening financing distribution, increasing other income, and maintaining asset quality to achieve continued profit growth.

Interim Dividend Details

BBCA has announced an interim cash dividend of Rp55.00 per share for the 2025 financial year (period January 1 - September 30, 2025). BTPS will distribute an interim dividend of Rp39.5 per share for the 2025 financial year. These dividend announcements are seen as positive signals by investors and analysts alike.