Key insights and market outlook
Bank BJB and Universitas Negeri Malang (UM) have signed a Memorandum of Understanding (MoU) to enhance collaboration in education, research, and financial services. The partnership will implement a digital education payment system (bjb edupay), develop human resources through programs like Campus Hiring and Internship, and strengthen governance in higher education. This collaboration represents a significant step in digital transformation in education and financial inclusion.
Bank BJB and Universitas Negeri Malang (UM) have entered into a significant partnership through a Memorandum of Understanding (MoU) signed on November 4, 2025 1
The partnership is expected to create mutual benefits for both Bank BJB and Universitas Negeri Malang. For the university, it will accelerate digitalization of financial administration and provide convenience for students and faculty in accessing banking services. For Bank BJB, it strengthens their position as a strategic partner in the education sector while supporting their commitment to developing superior human resources 1
Bank BJB and UM Partnership Signing
Digital Education Payment System Launch
Career Development Programs Initiation