Bank bjb Simplifies Deposito Investments with SiSuka Online Program

Digital Banking Innovation

Bank bjb has launched the SiSuka Online program, a digital deposito investment solution accessible through their DIGI bank bjb mobile application. This initiative is part of bjb's ongoing efforts to enhance customer experience and make financial products more accessible through technology.

Key Program Features

The SiSuka Online program, effective from November 1 to December 31, 2025, offers several attractive features:

1. Competitive Interest Rates: Customers can earn up to 4.50% per annum on their three-month deposits
2. Flexible Investment Amounts: Deposits can range from Rp 1 million to Rp 1 billion
3. Digital Process: Entire process - from opening to withdrawing deposits - is managed through the DIGI app
4. Convenience: No need to visit bank branches for transactions

Eligibility and Requirements

To participate in the SiSuka Online program, customers must:

1. Be individual customers (new or existing bjb clients)
2. Have a primary account (savings or current account) with bjb
3. Be registered as a DIGI bank bjb user

Market Impact

This digital deposito product is expected to attract both existing and new customers by offering a user-friendly investment solution. The competitive interest rate and flexibility of the product make it particularly appealing in the current economic environment.

Strategic Significance

The launch of SiSuka Online demonstrates bjb's commitment to leveraging technology to enhance customer experience and expand its digital banking capabilities. This move aligns with broader industry trends where banks are increasingly focusing on digital transformation to remain competitive.