Bank BJB Expands Mortgage Access for Government's 3 Million Homes Program

Strengthening Affordable Housing Initiatives

Bank BJB has reaffirmed its commitment to the government's national housing program through expanded participation in the KPR Sejahtera FLPP mortgage scheme. The bank played a crucial role in facilitating the mass mortgage agreement and home key handover ceremony for low-income households, which was attended by Indonesian President Prabowo Subianto on December 20, 2025.

Comprehensive Implementation Across Indonesia

The event was part of a national series involving 50,030 housing units across the country, demonstrating the scale of the government's housing initiative. Bank bjb's participation included both on-site and online components, with 300 participants attending in person and 49,730 participating digitally from 33 provinces across 110 locations. This hybrid approach showcases the bank's ability to leverage technology while maintaining personal engagement with customers.

Strategic Alignment with National Development Goals

The 3 Million Homes Program represents a key pillar in the government's efforts to improve social welfare and promote equitable development. By supporting this initiative, bank bjb is contributing to multiple aspects of national development:

1. Economic Stimulation: The housing program is expected to boost economic activity through construction sector growth and job creation
2. Social Welfare: Expanding access to affordable housing directly improves living standards for low-income households
3. Financial Inclusion: The KPR Sejahtera FLPP scheme offers tailored mortgage solutions designed for financial accessibility

Bank BJB's Role in Regional Development

As a regional financial institution with strong community ties, bank bjb views housing as a fundamental need that requires sustained support. The bank's involvement in the housing sector extends beyond mortgage provision:

• Developing innovative financial solutions to simplify property financing
• Collaborating with developers to streamline the home-buying process
• Providing comprehensive support for low-income borrowers through the KPR Sejahtera FLPP program

Future Prospects and Collaboration

Bank bjb is committed to strengthening its collaboration with government agencies, BP Tapera, and housing developers to accelerate the implementation of the national housing program. The bank's ongoing efforts are expected to contribute significantly to achieving the target of 3 million homes while promoting inclusive and sustainable development in the housing sector.