Bank BPD DIY Reports Growth in Laku Pandai Transactions

Positive Performance in Financial Inclusion Efforts

PT Bank BPD DIY has demonstrated a positive trend in its Laku Pandai business through November 2025. The bank recorded a 4.09% year-on-year increase in transaction frequency, representing approximately 18,054 additional transactions compared to November 2024. In terms of transaction volume, the bank saw a 1.49% YoY growth, equivalent to an increase of around Rp 809.5 million.

Key Drivers of Growth

According to Raden Agus Trimurjanto, Director of Marketing and Sharia Business at Bank BPD DIY, the positive performance can be attributed to several key factors. Firstly, the bank's consistent efforts in financial literacy and socialization across various community levels have played a crucial role. Secondly, the bank's active engagement with local communities in recruiting agents at the village level has contributed significantly to the growth. Lastly, the effective utilization of technology to support financial services has enhanced accessibility and convenience for customers.

Implications for Financial Inclusion

The growth in Laku Pandai transactions underscores Bank BPD DIY's commitment to expanding financial inclusion in the region. By leveraging its agent network and digital capabilities, the bank is able to reach underserved communities and provide them with essential financial services. This approach not only supports economic development but also aligns with national efforts to promote financial inclusion.