Bank Indonesia Pushes for Cross-Platform QRIS Tap Implementation

Expanding Digital Payment Capabilities

Bank Indonesia (BI) is actively encouraging Apple to enable Near Field Communication (NFC) on iPhones to facilitate the use of QRIS Tap, a digital payment feature launched in October 2025. Currently, QRIS Tap is only compatible with Android devices, limiting its accessibility to a broader user base.

Current Adoption and Growth

Since its introduction at the Indonesia Digital Economy and Finance Festival (FEKDI), QRIS Tap has shown exponential growth, recording 508,000 transactions within its first month. The feature has been adopted in 14 provinces for public transportation payments, including KRL, MRT Jakarta, LRT Jakarta, and Transjakarta. As of December 2025, QRIS has been adopted by 59 million users and 42 million merchants, with 90% of merchants being micro, small, and medium enterprises (UMKM).

Future Plans

BI has set ambitious targets for QRIS in 2026, aiming for 17 billion transactions, expanding QRIS adoption to 8 countries, reaching 45 million merchants, and serving 60 million users. The central bank's efforts to enable QRIS Tap on iOS devices are part of its broader strategy to enhance digital payment infrastructure in Indonesia.