Bank Mandiri Achieves Strong Credit Growth and Asset Expansion

Robust Financial Performance

PT Bank Mandiri has demonstrated solid financial performance through November 2025, with credit disbursement reaching Rp1,452 trillion, representing a 13.1% year-on-year growth. This achievement exceeds industry averages, highlighting the effectiveness of the bank's measured growth strategy. The credit growth was accompanied by a significant increase in Third-Party Funds (DPK), which rose by 15.9% year-on-year to Rp1,584 trillion.

Asset Expansion and Business Fundamentals

The bank's total assets stood at Rp2,120 trillion as of November 2025, marking a 14.6% annual increase. This expansion reflects the bank's strong business fundamentals and its ability to maintain a robust financial position. The simultaneous growth in both credit and DPK demonstrates Mandiri's success in balancing asset and liability management.

Strategic Implications

Bank Mandiri's performance indicates successful implementation of its business strategy, with a focus on sustainable growth and maintaining industry leadership. The bank's ability to outperform industry averages in credit growth while maintaining strong DPK growth positions it favorably for continued success in Indonesia's competitive banking sector.