Bank Mandiri Enhances Digital Ecosystem through Kopra Platform

Strengthening International Access for Exporters

PT Bank Mandiri (Persero) Tbk has significantly enhanced its digital banking capabilities through Kopra by Mandiri, a comprehensive platform designed for wholesale customers, particularly exporters. The platform provides integrated banking services including Devisa Hasil Ekspor (DHE) account opening, foreign exchange transactions, financing solutions, and trade finance services ¹

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Source 2

https://finance.detik.com/moneter/d-8228449/bank-mandiri-sabet-gelar-bank-dengan-inovasi-digital-pendukung-layanan-ekspor

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Comprehensive Digital Solutions for Exporters

Kopra by Mandiri offers a holistic service package that supports exporters from the initial stages to comprehensive foreign exchange management. The platform features include:

• DHE account opening for export proceeds from natural resources
• FX transactions for currency management
• Trade finance solutions for export-import activities
• Payment services including tax payments and regular bill payments
• Business-to-business transactions with trading partners
• Bank guarantee services for trade facilitation
• Host-to-host API integration for real-time transaction processing ²
  Source 2

  https://finance.detik.com/moneter/d-8228449/bank-mandiri-sabet-gelar-bank-dengan-inovasi-digital-pendukung-layanan-ekspor

Recognition and Performance

The platform has received significant recognition both domestically and internationally. Detikcom awarded Bank Mandiri as 'Bank with Digital Innovation Supporting Export Services' in the detikcom Awards 2025 ¹

. Global Finance recognized Kopra by Mandiri with two prestigious awards: Best Bank for Cash Management in Indonesia and Best Open Banking Treasury Solution at the Treasury & Cash Management Awards 2025 held in Frankfurt, Germany on September 30, 2025 ²

Source 2

https://finance.detik.com/moneter/d-8228449/bank-mandiri-sabet-gelar-bank-dengan-inovasi-digital-pendukung-layanan-ekspor

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Business Impact

The platform has shown impressive growth metrics: by September 2025, transaction value reached Rp 19.498 trillion, representing a 20% annual growth, while transaction volume hit 1.1 billion, growing 14% annually. Total current account balance also recorded significant growth, reaching Rp 564.5 trillion. Bank Mandiri's consolidated assets stood at Rp 2,563 trillion, a 10.3% annual increase, while consolidated credit distribution reached Rp 1,764.32 trillion, growing 11% annually, outpacing the national banking industry's credit growth of 7.70% ²

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