Executive Summary

Key insights and market outlook

PT Bank Mandiri (Persero) Tbk (BMRI) will distribute an interim dividend of Rp100 per share, totaling approximately Rp9.3 trillion for financial year 2025 ¹

²³. The dividend payment is scheduled for January 14, 2026, with key dates: cum-dividend on January 5, ex-dividend on January 6, and record date on January 7, 2026 ³. The decision is supported by the bank's solid financial performance as of November 2025, with credit growth reaching 13.1% YoY and third-party funds growing 15.9% YoY ².

Full Analysis

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Deep Dive Analysis

Bank Mandiri Announces Rp9.3 Trillion Interim Dividend Distribution

Solid Financial Performance Supports Dividend Decision

PT Bank Mandiri (Persero) Tbk (BMRI) has announced an interim dividend distribution of Rp100 per share, totaling approximately Rp9.3 trillion for the financial year 2025 ¹

²³. This decision was supported by the bank's strong financial performance as of November 2025. The bank's credit disbursement grew by 13.1% year-on-year (YoY) to Rp1,452 trillion, exceeding the industry average ².

Key Dividend Payment Dates

The dividend payment is scheduled for January 14, 2026. Other important dates include ³

:

Cum-dividend date for regular and negotiation market: January 5, 2026
Ex-dividend date for regular and negotiation market: January 6, 2026
Recording date: January 7, 2026

Financial Highlights Supporting the Dividend

The decision to distribute the interim dividend is backed by Bank Mandiri's robust financial position. Key highlights include ²

:

Credit growth of 13.1% YoY to Rp1,452 trillion as of November 2025
Third-party funds growth of 15.9% YoY to Rp1,584 trillion
Total assets reached Rp2,120 trillion, growing 14.6% YoY
Loan-to-Deposit Ratio (LDR) maintained at around 91%, indicating healthy liquidity

Management's Perspective

Corporate Secretary Adhika Vista stated that the dividend distribution demonstrates Bank Mandiri's commitment to providing optimal value to shareholders while supporting national economic growth through various business lines, particularly in productive and people-oriented economic sectors ²

.

References