Executive Summary

Key insights and market outlook

Bank Mandiri has been recognized as Indonesia's Best Transaction Bank 2025 by Euromoney Transaction Banking Awards, driven by its digital transformation and innovative transaction solutions. The bank's digital ecosystem, including Livin' by Mandiri and Kopra by Mandiri, has shown significant growth with Rp 22,000 trillion transaction value processed through Kopra by October 2025. This achievement reflects Mandiri's strong financial performance and its role in supporting national economic growth through digital financial services.

Full Analysis

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Deep Dive Analysis

Bank Mandiri Wins Prestigious Transaction Banking Award

Digital Transformation Drives Success

Bank Mandiri has been honored with the Indonesia's Best Transaction Bank 2025 award by Euromoney Transaction Banking Awards, recognizing its exceptional performance in transaction banking services. This achievement is primarily driven by the bank's comprehensive digital transformation strategy, which has positioned it as a leader in Indonesia's financial technology sector.

Key Digital Initiatives

The bank's digital ecosystem has shown remarkable growth across multiple platforms:

Kopra by Mandiri: Processed over Rp 22,000 trillion in transaction value by October 2025, representing a 22% year-on-year growth. The platform handled 1.2 billion transactions, marking a 14% YoY increase.
Livin' by Mandiri: Achieved 35.8 million users by October 2025, growing 27% YoY. The super app processed Rp 3,620 trillion in transaction value, a 10% increase from the previous year.
Livin' Merchant: Demonstrated significant growth with 166% transaction value growth and 172% transaction volume growth, serving over 3 million merchants.

Factors Behind the Achievement

The award was granted based on several key factors:

Strong Financial Performance: Healthy financial indicators supported by robust asset growth
Business Ecosystem Strength: Comprehensive digital solutions enhancing customer experience
Continuous Innovation: Consistent development of digital features like bulk payment capabilities and real-time monitoring for trade finance instruments
Strategic Alignment: Support for government initiatives focusing on economic transformation and productivity enhancement

Future Outlook

Bank Mandiri's Senior Vice President, Yohan Sugiono, emphasized that this achievement motivates the bank to continue enhancing its digital capabilities to meet evolving customer needs. The bank remains committed to its mission of supporting national economic growth through innovative financial solutions, aligning with the government's economic development agenda.

Original Sources

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