Bank Mandiri's Digital Revenue Surges to Rp 5.48 Trillion

Digital Transformation Driving Growth

Bank Mandiri has reported that its digital services have generated Rp 5.48 trillion in revenue through September 2025, marking a significant 13.3% year-on-year increase from Rp 4.84 trillion in the same period last year. This growth underscores the bank's successful digital transformation strategy and the increasing adoption of digital banking services among customers.

Key Digital Platforms

The bank's digital ecosystem includes several key platforms:

1. Livin' by Mandiri: The bank's flagship digital banking app, which has been downloaded by over 34.5 million users, representing a 26.5% year-on-year growth. The app has recorded 4.54 billion transactions, a 27.9% increase from the previous year.
2. Livin' Merchant: A digital platform designed for merchants, enhancing their ability to conduct transactions and manage their businesses digitally.
3. Kopra by Mandiri: A digital platform focused on supply chain financing, providing value-added services to both the bank's corporate clients and their suppliers.

Strategic Impact

Corporate Secretary M. Ashidiq Iswara highlighted that the growth in digital revenue is a result of the bank's synergy between digital innovation and its strategy to strengthen the financial ecosystem. This approach has not only enhanced transaction convenience but also created additional value for customers and businesses, contributing to national economic inclusivity.

Market Position

The significant growth in Bank Mandiri's digital services revenue positions the bank as a leader in Indonesia's digital banking sector. The bank's focus on developing comprehensive digital solutions is expected to continue driving its financial performance and market competitiveness in the coming periods.