Bank Mega Syariah Reports Strong Q3 2025 Financial Results

Significant Growth in Financing Portfolio

PT Bank Mega Syariah has reported a net profit of Rp140.24 billion for the first nine months of 2025, representing a 3.00% year-on-year increase from Rp136.16 billion in the same period of 2024. The bank's financial performance was driven by a significant growth in its financing portfolio, which expanded by 22.40% YoY to reach Rp5.59 trillion as of September 2025.

Key Financial Highlights

• Revenue from fund distribution reached Rp1.00 trillion, a 13.16% YoY increase
• Income after distribution sharing grew 16.91% YoY to Rp450.60 billion
• Operating profit reached Rp177.46 billion, up 6.74% YoY
• Non-operating income decreased by 71.90% YoY to Rp2.33 billion

Business Strategies and Digital Innovation

The bank's Corporate Secretary, Hanie Dewita, attributed the growth in financing to the successful implementation of the bank's business-to-business-to-consumer (B2B2C) strategy, particularly in the education and healthcare sectors. The Syariah Card segment showed remarkable growth of 114% YoY.

Challenges and Future Outlook

While the bank faced some challenges, including a 22.85% increase in other operational expenses to Rp349.31 billion and a decline in Net Operation Margin (NOM) from 1.35% to 0.88%, management remains optimistic about achieving positive results for the full year 2025. The bank continues to focus on improving its digital services and product offerings, such as the Tabungan Mesya Berkah program, to enhance customer engagement and attract new deposits.