Key insights and market outlook
PT Bank Mega Syariah recorded 9% year-to-date growth in Hajj savings deposits to reach Rp324.2 billion by October 2025. The number of customers also increased by 6% compared to December 2024. The bank remains optimistic about continued growth due to increased financial literacy and digital service accessibility.
PT Bank Mega Syariah has recorded a significant increase in Hajj savings deposits, reaching Rp324.2 billion by October 2025, representing a 9% year-to-date growth. The number of customers has also seen a 6% increase compared to the end of December 2024.
The growth is attributed to increasing financial literacy in Islamic finance and improved access to digital banking services. Sales & Distribution Division Head Dila Karnela Peter stated that the bank's market share in Hajj and Umrah services continues to show a positive trend. The bank is optimistic that this growth will continue as Hajj costs become more affordable and public awareness of early planning increases.
The growth in customer numbers was evenly distributed across various regions, particularly in Jakarta, Central Java, and East Java. Hajj savings deposits now account for more than 20% of the bank's total savings. The bank is also optimistic about the potential growth in Hajj and Umrah pilgrimages following the reduction in Hajj costs for the 2026 departure.
Bank Mega Syariah is actively collaborating with various strategic partners, including Umrah and Hajj travel organizers, Islamic fintech companies, educational institutions, and halal service providers. The bank is also supporting the development of the national halal ecosystem through digital channels for zakat, infak, sedekah, and wakaf (ZISWAF) services.
Through these efforts, the bank aims to make it easier, safer, and more convenient for people to plan their pilgrimages.
Hajj Savings Growth
Customer Base Expansion
Digital Ecosystem Development