Bank Mega Syariah Sees Significant Surge in Syariah Card Transactions

Year-End Spending Drives Transaction Growth

PT Bank Mega Syariah experienced a substantial increase in Syariah Card transactions during December 2025. The bank recorded a 48% rise in transaction volume compared to the average of previous months. This significant growth was further highlighted by a 21% month-to-month increase from November 2025 to December 2025.

Consumer Behavior Shift During Year-End

Eva Dahlia Kusumawati, Syariah Card Business Division Head at Bank Mega Syariah, noted that these figures reflect a massive shift in consumer spending behavior at the end of the year. Consumers tend to allocate larger budgets for celebrations, gifts, and preparations for the new year. The Syariah Card has emerged as a preferred payment solution, offering ease of transaction and attractive benefits that cater to the increased spending during this period.

Strategic Response to Increased Demand

The Syariah Card's popularity during December 2025 demonstrates its effectiveness in meeting the heightened financial activity typical of the year-end season. By providing a Sharia-compliant payment solution with appealing benefits, Bank Mega Syariah has positioned itself to capitalize on the surge in consumer spending. This strategic approach not only supports the bank's transaction growth but also enhances its market presence in the Islamic banking sector.