Key insights and market outlook
PT Bank Muamalat Indonesia recorded an 18.7% year-on-year growth in Muamalat Digital Islamic Network (DIN) transactions through November 2025. The Muamalat DIN app has been downloaded over one million times during the same period. The bank aims to make Muamalat DIN a comprehensive, practical, and secure solution for both financial and non-financial transactions.
PT Bank Muamalat Indonesia has seen an 18.7% year-on-year increase in transactions through its Muamalat Digital Islamic Network (DIN) by November 2025. This growth underscores the bank's successful digital banking strategy. The Muamalat DIN application has achieved over one million downloads, demonstrating strong user adoption.
The bank's Director, Ricky Rikardo Mulyadi, stated that Muamalat DIN aims to be a comprehensive solution for customers' financial and non-financial needs. The bank is optimizing its mobile banking features to meet the increasing demand due to higher mobility during the year-end holiday season.
This growth in digital transactions positions Bank Muamalat as a significant player in Indonesia's Islamic banking sector. The bank's focus on digital innovation is expected to drive further growth and enhance its market position.
Digital Banking Growth
Mobile App Downloads Milestone