Bank Sumsel Babel Defies Industry Trend with 7% Vehicle Loan Growth

Positive Performance Amid National Contraction

Bank Pembangunan Daerah (BPD) Sumsel Babel has achieved a notable 7% year-on-year growth in its vehicle loan portfolio as of November 2025, according to Teddy Kurniawan, Head of Corporate Secretary Division. This growth is particularly significant given the national automotive loan industry's contraction during the same period.

Strategic Factors Behind Growth

The bank's ability to maintain positive growth in a challenging environment suggests effective credit risk management and targeted lending strategies. As a regional bank, Bank Sumsel Babel's localized approach likely contributed to its success in navigating market challenges.

Market Context and Implications

The national automotive loan industry's contraction reflects broader economic trends and changing consumer behavior. Bank Sumsel Babel's contrary performance positions it favorably within its regional market and demonstrates the potential for regional banks to capitalize on local market knowledge.