Executive Summary

Key insights and market outlook

PT Bank Central Asia Tbk (BBCA) has declared an interim dividend of Rp55 per share, totaling Rp6.77 trillion for FY2025 ¹

²³. This represents a 10% increase from last year's interim dividend of Rp50 per share ¹. The decision was based on the company's strong financial performance, with net profit growing 5.7% YoY to Rp43.4 trillion in 9M2025 ². The dividend payment is scheduled for December 22, 2025, following a consistent annual practice ¹³.

Full Analysis

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Deep Dive Analysis

BCA Announces Significant Interim Dividend for FY2025

Strong Financial Performance Backs Dividend Decision

PT Bank Central Asia Tbk (BBCA), Indonesia's largest private bank, has announced an interim dividend of Rp55 per share, totaling Rp6.77 trillion for the financial year 2025 ¹

²³. This represents a 10% increase from the previous year's interim dividend of Rp50 per share, continuing the bank's consistent dividend policy ¹.

The decision was made following the bank's strong financial performance in the first nine months of 2025. BCA reported net profit of Rp43.4 trillion, representing a 5.7% year-on-year growth ²

. This robust performance was driven by:

Credit growth of 7.6% YoY to Rp944 trillion
CASA growth of 9.1% YoY to Rp999 trillion
Strong liquidity and capital position

Consistent Dividend Policy

BCA's decision to maintain its interim dividend payout is consistent with its historical practice. The bank has been paying interim dividends annually, typically in December ¹

³. The dividend payout ratio remains high at around 68% of earnings, demonstrating the bank's commitment to returning value to shareholders ².

Market Impact and Future Outlook

The interim dividend announcement is expected to positively impact BCA's stock performance. The bank's strong financial fundamentals, including its quality credit growth and solid liquidity position, position it well for continued success in the Indonesian banking sector.

Key Dates for Shareholders

Announcement date: November 24, 2025
Cum dividend date: December 2-4, 2025 (depending on market)
Ex dividend date: December 3-5, 2025 (depending on market)
Record date: December 4, 2025
Payment date: December 22, 2025 ¹
Source 1
https://finansial.bisnis.com/read/20251124/90/1931352/bca-resmi-bagi-dividen-interim-rp677-triliun-simak-tren-dan-historisnya
³
Source 3
https://finance.detik.com/bursa-dan-valas/d-8226752/bca-bagi-bagi-dividen-interim-tunai-sebesar-rp-55-per-saham