Executive Summary

Key insights and market outlook

PT Bank Central Asia Tbk (BBCA) has completed the liquidation of its Hong Kong subsidiary, BCA Finance Limited, effective January 3, 2026 ¹

. The decision was made as BCA's digital capabilities now fully support customer needs in Hong Kong, eliminating the necessity for physical services. This move is part of BCA's strategy to optimize resource allocation while maintaining efficient customer service through digital channels.

Full Analysis

02

Deep Dive Analysis

BCA Completes Liquidation of Hong Kong Subsidiary

Shift to Digital Banking Services

PT Bank Central Asia Tbk (BBCA) has successfully completed the liquidation process of its Hong Kong-based subsidiary, BCA Finance Limited, as of January 3, 2026 ¹

. The liquidation, executed by a Hong Kong-based liquidator team appointed by BCA, was carried out in accordance with local regulations. BCA Finance Limited, which was 100% owned by BCA, was engaged in remittance and money lending services in Hong Kong.

Strategic Business Optimization

The decision to liquidate the subsidiary was driven by BCA's assessment that its digital banking platform now adequately serves customer needs in Hong Kong, rendering physical services unnecessary ¹

². This strategic move is part of BCA's ongoing efforts to optimize resource management while ensuring that customer services remain efficient and relevant through digital channels. The transition has not disrupted customer services, as BCA's digital infrastructure continues to support their banking needs effectively.

References