BCA Introduces Poket Rupiah for Enhanced Financial Management

A New Era in Digital Banking

BCA has launched Poket Rupiah, a groundbreaking feature in the myBCA application designed to revolutionize the way customers manage their finances. With Poket Rupiah, users can create up to 20 sub-accounts or 'kantong' within a single account, each customizable with names, categories, and targets. This innovation is part of BCA's commitment to providing cutting-edge digital banking solutions that cater to the evolving needs of its customers.

Empowering Financial Planning

The Poket Rupiah feature is complemented by Kunci Poket, a tool that enables customers to lock funds in specific sub-accounts for medium to long-term savings goals. This feature promotes disciplined saving and helps customers achieve their financial objectives. Whether it's for education expenses, vacation planning, or emergency funds, Poket Rupiah and Kunci Poket work in tandem to make financial planning more accessible and effective.

Enhanced Transparency and Control

All transactions related to Poket Rupiah are consolidated in the e-Statement, providing customers with a comprehensive overview of their financial situation. This transparency, coupled with the ability to manage multiple sub-accounts, empowers customers to make informed decisions about their finances. The Poket Rupiah feature is available to holders of Tahapan, Tahapan Gold, Tapres, and Tahapan Xpresi accounts, further expanding the reach of BCA's innovative digital banking solutions.

Financial Performance

BCA's introduction of Poket Rupiah comes amidst a strong financial performance. As of November 2025, the bank reported a net profit of Rp52.66 trillion, representing a 4.35% year-on-year increase. This growth is attributed to a 4.10% increase in net interest income, which reached Rp73.03 trillion. The bank's third-party funds stood at Rp1,199.74 trillion, marking an 8.14% increase from the same period in the previous year.

Conclusion

The launch of Poket Rupiah by BCA signifies a significant step forward in the bank's mission to provide innovative, customer-centric banking solutions. By offering a more personalized and systematic approach to financial management, BCA aims to enhance the overall banking experience for its customers, setting a new standard in digital banking innovation.