Key insights and market outlook
PT Bank Central Asia Tbk (BCA) maintained stable foreign currency liquidity through Q3 2025, with third-party funds (DPK) reaching Rp 80.4 trillion, growing 7.7% year-on-year. BCA remains committed to meeting customers' foreign currency transaction needs across various currencies amid increasing activity and demand. The bank's foreign currency lending also showed positive growth, supporting their comprehensive financial services.
PT Bank Central Asia Tbk (BCA), one of Indonesia's leading banks, has demonstrated robust performance in managing its foreign currency liquidity through the third quarter of 2025. According to EVP Corporate Communication & Social Responsibility BCA, Hera F. Haryn, the bank's third-party funds (DPK) in foreign currencies reached Rp 80.4 trillion by the end of Q3 2025, representing a 7.7% year-on-year growth. This steady growth in DPK indicates strong customer trust and confidence in BCA's financial stability.
BCA remains committed to fulfilling customers' foreign currency transaction needs across multiple currencies. Hera emphasized that as business activities and foreign currency requirements continue to rise, BCA is dedicated to providing comprehensive forex services. The bank's ability to maintain stable foreign currency liquidity is crucial in supporting Indonesia's growing international trade and investment activities.
The bank also reported positive growth in its foreign currency lending, which is essential for supporting businesses involved in international trade. This expansion in forex lending demonstrates BCA's strategic focus on facilitating global business operations for its corporate clients. The combination of growing DPK and increased forex lending positions BCA as a key player in Indonesia's foreign exchange market.
BCA's stable forex liquidity and growing DPK reflect the bank's strong market position and ability to navigate complex currency dynamics. As Indonesia's economy continues to integrate with global markets, banks like BCA play a critical role in providing reliable foreign currency services. The bank's commitment to maintaining robust liquidity and expanding its forex services is likely to support its continued growth and market leadership in the Indonesian banking sector.
DPK Growth in Forex
FX Loan Expansion