BCA Sees Growth in High-Net-Worth Clients Amid Rising Deposits
Executive Summary
Key insights and market outlook
PT Bank Central Asia Tbk (BCA) recorded 4.4% year-on-year growth in high-net-worth individual accounts with deposits exceeding Rp 5 billion, while total deposits from these accounts rose 8.4% YoY. This growth aligns with industry trends, as deposits over Rp 5 billion reached Rp 5,562 trillion by October 2025, growing 18.3% annually according to the Indonesian Deposit Insurance Corporation (LPS). BCA maintains that the growth is manageable and under control.
Deep Dive Analysis
BCA Sees Growth in High-Net-Worth Clients Amid Rising Deposits
Industry Trend Alignment
PT Bank Central Asia Tbk (BCA) has observed a rise in the number of high-net-worth individuals maintaining accounts with the bank. As of September 2025, BCA reported a 4.4% year-on-year increase in the number of individual accounts holding more than Rp 5 billion. The total value of deposits from these high-net-worth clients grew by 8.4% YoY.
Industry-Wide Growth
This growth mirrors broader industry trends. According to data from the Indonesian Deposit Insurance Corporation (LPS), deposits exceeding Rp 5 billion surged by 18.3% year-on-year to reach Rp 5,562 trillion by October 2025. The LPS data underscores a significant increase in high-value deposits across the banking sector.
BCA's Position and Management
EVP of Corporate Communication & Social Responsibility at BCA, Hera F. Haryn, stated that the bank is confident in managing the growth of these high-value deposits. The bank's ability to maintain control over these funds is crucial as it indicates BCA's capacity to handle large capital inflows effectively. The growth in high-net-worth client deposits is seen as a positive indicator of trust in BCA's financial management.
Source References
Story Info
Topics Covered
Key Events
Growth in High-Net-Worth Deposits
Increase in Large Deposits