BCA Sees Significant Growth in Flazz Card Usage and Digital Transactions

Growing Adoption of Digital Payment Solutions

PT Bank Central Asia Tbk (BCA) has recorded a significant increase in the usage of its Flazz card and other electronic money services. As of September 2025, the bank has issued over 29 million Flazz cards, demonstrating the growing preference for digital payment methods among Indonesian consumers. The cards are increasingly being used for daily transactions, including toll payments, public transportation, parking, and merchant purchases.

Enhanced Features Driving Adoption

The introduction of Flazz Gen 2 has been a key factor in the growing adoption rate. This new generation of Flazz cards features a distinctive WiFi signal-like logo, enabling users to top up their cards more conveniently through the myBCA and BCA mobile applications. This enhancement has made it possible for users to manage their Flazz cards anytime and anywhere, significantly improving the user experience.

Strategic Partnerships Expanding Services

BCA has also been expanding its top-up capabilities through strategic partnerships with various merchants and service providers. This move has further enhanced the convenience of using Flazz cards, making it easier for users to top up their cards at multiple locations. The bank's efforts to improve its digital payment ecosystem have been well-received by consumers, contributing to the overall growth in digital transaction volumes.

Impact on Banking Industry

The growth of BCA's Flazz card program highlights the increasing importance of digital payment solutions in Indonesia's banking sector. As more consumers embrace cashless transactions, banks are responding by enhancing their digital offerings and expanding their reach through strategic partnerships. This trend is expected to continue driving innovation in the banking industry, with a focus on improving user experience and increasing transaction convenience.