BFI Finance Announces Interim Dividend for 2025

Strong Financial Performance Supports Dividend Distribution

PT BFI Finance Indonesia Tbk. (BFIN), a prominent player in Indonesia's leasing sector, has declared an interim cash dividend of Rp35 per share for the financial year 2025. The decision, made during a board meeting on November 28, 2025, reflects the company's confidence in its financial position and commitment to shareholder returns.

Key Financial Highlights

The dividend announcement follows BFIN's robust financial performance in the first nine months of 2025. Key highlights include:

• Net profit of Rp1.17 trillion in Q3 2025, representing a 4.7% year-on-year growth
• New financing reached Rp16.4 trillion from January to September 2025, growing 15.2% year-on-year
• Total managed receivables increased by 13.0% year-on-year to Rp26.0 trillion
• Total assets grew by 5.5% year-on-year to Rp25.4 trillion
• Working capital financing receivables rose by 15.5% year-on-year to Rp14.8 trillion

Asset Quality and Performance Metrics

BFIN maintained strong asset quality with a gross non-performing financing (NPF) ratio of 1.55% and a net NPF ratio of 0.26% as of September 2025. These figures compare favorably to the industry average NPF of 2.51% as of August 2025. The company's Return on Assets (ROA) stood at 7.7%, while Return on Equity (ROE) was 14.7%, demonstrating efficient capital utilization.

Management Commentary

Presiden Direktur BFI Finance, Sutadi, attributed the company's success to its business strategy focused on financing quality and strong corporate governance. He stated that the solid performance was evidence of the company's ability to achieve sustainable growth while maintaining financial discipline.

Dividend Payment Schedule

The interim dividend will be distributed according to the following schedule:

• Record date: December 12, 2025 (16:00 WIB)
• Payment date: December 18, 2025

This dividend distribution demonstrates BFIN's commitment to delivering value to its shareholders while maintaining a strong capital position to support future growth initiatives.