Bhinneka Life Achieves Strong Financial Performance by October 2025

Positive Growth in Net Premium Income

PT Bhinneka Life Indonesia has recorded significant financial growth by October 2025, with net premium income reaching Rp606.06 billion, representing an increase from Rp568.23 billion in the same period last year. This achievement underscores the company's robust performance and its ability to navigate the dynamic landscape of Indonesia's life insurance industry.

Financial Highlights

The company's total revenue stood at Rp626.36 billion by October 2025, showing stability compared to Rp625.16 billion in the corresponding period of 2024. While premium income grew, the company also experienced an increase in claim expenses, which rose to Rp668.5 billion from Rp614.1 billion in October 2024, reflecting the company's commitment to fulfilling its obligations to policyholders.

Strategic Product Launch

In line with its growth strategy, Bhinneka Life has recently introduced Bhinneka Asuransi Multiguna, a new insurance product designed to provide both life protection and financial planning in a single, efficient package. This product features a 5-year premium payment period with coverage extending over 8 years, and offers a maturity benefit of up to 130% of the total annual basic premium.

Management Perspective

According to Benny Indra, President Director of Bhinneka Life, the company's achievements reflect growing public trust in its products and services, driven by continuous innovation and market expansion. "Bhinneka Life remains committed to providing life protection solutions that are not only secure but also help Indonesian families plan their finances more effectively," he stated. Johan R. Waworuntu, Chief Agency Officer, added that the new product launch demonstrates the company's commitment to offering simple yet optimal financial solutions, emphasizing responsible financial planning for families.

Future Outlook

With its focus on product innovation and operational efficiency, Bhinneka Life aims to maintain its positive growth trajectory through the end of 2025. The company remains dedicated to ensuring timely claim payments and maintaining healthy financial performance despite market challenges. As Benny Indra noted, "Every innovation we undertake is rooted in customer needs and supported by strong financial performance."