BNI Agen46 Sees Significant Growth with 111.1 Million Transactions by November 2025
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PublishedDec 25
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BNI Agen46 Sees Significant Growth with 111.1 Million Transactions by November 2025

AnalisaHub Editorial·December 25, 2025
Executive Summary
01

Executive Summary

Key insights and market outlook

BNI's agent banking service, BNI Agen46, recorded 111.1 million transactions by end-November 2025, with operational third-party funds (DPK) growing 48.9% year-on-year. The number of agents reached 218,000, a 4.3% YoY increase, demonstrating strong public trust in the service. This growth was driven by successful network expansion and quality agent development.

Full Analysis
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Deep Dive Analysis

BNI Agen46 Achieves Record Growth in Transaction Volume and Agent Network

Strong Performance in 2025

BNI's agent banking service, BNI Agen46, has demonstrated exceptional growth through November 2025. The platform processed 111.1 million transactions, marking a significant milestone in its operations 1

2. Operational third-party funds saw a substantial increase of 48.9% year-on-year, highlighting the service's effectiveness in mobilizing funds through its extensive network.

Network Expansion and Quality Enhancement

The success of BNI Agen46 can be attributed to the strategic expansion of its agent network. The number of agents has grown to 218,000, representing a 4.3% year-on-year increase 1

. This expansion was accompanied by a focus on quality, ensuring that the growing network maintained high service standards. Division Head of Agen46, Rahma Dhoni, noted that the achievements were supported by the successful implementation of a quality-focused expansion strategy.

Market Impact and Customer Trust

The significant growth in both transaction volume and agent numbers reflects the strong trust that customers have in BNI Agen46. The service has become an integral part of BNI's strategy for financial inclusion and digital banking expansion. By leveraging its agent network, BNI has been able to reach more customers, particularly in areas where traditional banking infrastructure may be limited.

Future Outlook

The success of BNI Agen46 positions it well for continued growth in the banking sector. As Indonesia's financial inclusion efforts continue, agent banking services like BNI Agen46 are likely to play an increasingly important role. BNI's focus on maintaining the quality of its agent network while expanding its reach will be crucial in sustaining this momentum.

Original Sources

Story Info

Published
3 weeks ago
Read Time
11 min
Sources
2 verified

Topics Covered

Agent BankingDigital Banking ExpansionFinancial Inclusion

Key Events

1

BNI Agen46 Transaction Growth

2

Agent Network Expansion

Timeline from 2 verified sources