BNI Supports Indonesian Migrant Workers with Massive KUR Disbursement

Record KUR Distribution Highlights Commitment to TKI

BNI has made significant strides in supporting Indonesian migrant workers (TKI) through its Kredit Usaha Rakyat (KUR) program, disbursing a total of Rp 936.5 billion to 50,022 borrowers between 2015 and October 2025. This substantial financial support underscores BNI's commitment to empowering TKI through accessible credit facilities.

Loan Details and Repayment Terms

The KUR program for TKI offers a maximum loan amount of Rp 100 million per borrower, with a repayment period extending up to 3 years. These terms are designed to provide TKI with the necessary financial flexibility to support their business ventures or personal needs upon returning to Indonesia.

Increasing Trend in KUR Disbursement

The data reveals an encouraging upward trend in KUR disbursement to TKI. The distribution has grown from Rp 22.46 billion in 2021 to Rp 37.45 billion by July 2025. This consistent increase demonstrates BNI's ongoing commitment to supporting TKI through financial inclusion initiatives.

Historical Disbursement Data

• 2021: Rp 22.46 billion to 1,305 borrowers
• 2022: Rp 31.34 billion to 1,311 borrowers
• 2023: Rp 26.05 billion to 1,033 borrowers
• 2024: Rp 25.90 billion to 981 borrowers
• 2025 (until July): Rp 37.45 billion to 1,341 borrowers

This detailed breakdown illustrates not only the growth in the number of beneficiaries but also the increasing confidence of BNI in providing financial support to TKI through the KUR program.