BNI Expands Financial Inclusion with agen46 to Remote Bima

Enhancing Local Economic Activity

PT Bank Negara Indonesia (Persero) Tbk (BNI) continues to broaden its financial inclusion efforts by deploying its agent banking network, agen46, to remote areas, including Bima City. This strategic move aligns with the government's Asta Cita initiative, which emphasizes equitable economic development and poverty alleviation through enhanced financial access from village-level economic strengthening.

Bringing Banking Services Closer to Communities

The introduction of agen46 in Bima City represents BNI's commitment to making formal banking services more accessible. The agents provide essential services including basic transactions, fund transfers, and cash withdrawals, eliminating the need for customers to visit bank branches or ATMs. This development is particularly significant in remote areas where financial infrastructure is limited.

Positive Impact on Local Economy and Communities

Local stakeholders have reported positive impacts from the introduction of agen46. Fitra Wati, a shop owner and agen46 agent, noted that her business has grown since joining the program. The increased transaction activity has provided her with additional income, and she has also benefited from access to credit facilities through the KUR (Kredit Usaha Rakyat) program.

Other community members, such as Rifiadin Akbar, a bus driver, have also benefited from the convenience offered by agen46. The proximity of the service has saved him time and effort that would have been spent traveling to distant ATMs or bank branches. Similarly, Alan, a local onion trader, appreciates the service for reducing transaction costs and time.

Government and Community Response

Local government officials, such as Irfan HM Nor, Head of Woha Sub-district, have welcomed the initiative, noting that it has significantly eased transaction processes for residents. The presence of agen46 has been recognized as a vital component in enhancing financial inclusion and supporting local economic activities.

BNI's Commitment to Financial Inclusion

BNI's expansion of agen46 to areas like Bima City underscores its dedication to financial inclusion and local economic development. By providing accessible banking services, BNI is not only enhancing financial literacy but also contributing to the overall economic well-being of the communities it serves.