BNI Alerts Customers to Christmas Scam Risks

Warning Against Fake Greetings Campaigns

PT Bank Negara Indonesia (Persero) Tbk (BNI) is cautioning its customers about an emerging scam involving fake Christmas greetings that contain malicious links or attachments. According to Corporate Secretary BNI, Okki Rushartomo, cybercriminals typically exploit major religious holidays to launch targeted attacks on bank customers through various digital channels ¹

Modus Operandi of the Scammers

The scammers typically send Christmas messages accompanied by files or links purporting to be gift applications. These applications contain malware that can capture customers' personal data, including banking information, when downloaded and used. Okki explained that if customers download these applications or enter their personal details, the perpetrators can access their accounts and steal their balance ¹

Protective Measures Recommended by BNI

To safeguard against these threats, BNI advises customers not to casually click on links or download files from unknown sources. Customers are also urged to verify the authenticity of received messages and never share confidential banking information such as card numbers, CVV/CVC, PIN, or One Time Password (OTP) with anyone.

Best Practices for Secure Digital Transactions

BNI recommends that customers:

• Ensure their devices are equipped with antivirus software
• Keep their systems updated
• Only use official applications downloaded from trusted platforms

Okki emphasized the importance of customer vigilance in digital transactions, stating, "Let's be smart and cautious. Don't click randomly. Let's work together to maintain data security and banking transactions."