BNI Warns Customers About Rising Digital Fraud During Christmas Season

Increased Cybercrime Activity Expected

PT Bank Negara Indonesia (Persero) Tbk, commonly known as BNI, has issued a warning to its customers about the increasing risk of digital fraud during the Christmas season. The bank's Corporate Secretary, Okki Rushartomo, stated that cybercriminals typically take advantage of major religious holidays to launch various scams.

Common Scamming Techniques

BNI has identified several common tactics used by scammers during this period:

1. Fake Christmas Greetings: Scammers send messages masquerading as Christmas wishes, often accompanied by malicious links or attachments.
2. Malicious Applications: Fake gift applications containing malware are distributed through these messages. When downloaded and installed, these applications can capture sensitive personal and banking information.
3. Phishing Attempts: Fraudsters attempt to trick customers into revealing confidential banking details such as card numbers, CVV/CVC, PIN, and one-time passwords (OTP).

Protective Measures

To safeguard against these threats, BNI recommends that customers:

• Avoid clicking on suspicious links or downloading files from unknown sources
• Never share sensitive banking information with anyone
• Keep their devices equipped with up-to-date antivirus software
• Only download official applications from trusted platforms
• Regularly update their device's security systems

Call to Action

Okki Rushartomo emphasized the importance of collective vigilance in preventing digital crimes. "Let's be cautious and responsible in our digital transactions. Don't click impulsively. Together, we can maintain the security of our data and banking transactions," he urged.

By staying informed and cautious, BNI customers can significantly reduce their risk of falling victim to these digital scams during the holiday season.