BP Tapera Achieves Record FLPP Disbursement in 2025

Highest Disbursement Since Program Inception

The Badan Pengelola Tabungan Perumahan Rakyat (BP Tapera) has successfully disbursed Rp34.64 trillion in Fasilitas Likuiditas Pembiayaan Perumahan (FLPP) funds for 278,868 housing units during 2025. This achievement represents 79.68% of the government's ambitious target of 350,000 units for the year. Notably, the total disbursement has reached the highest level since the FLPP program was first initiated in 2010.

Housing Type Distribution

The breakdown of the disbursed housing units shows that 278,865 units (99.99%) were landed houses, while only 3 units were apartments. This distribution indicates the continued preference for landed housing in Indonesia's property market.

Program Significance

The FLPP program, managed by BP Tapera, plays a crucial role in Indonesia's affordable housing initiatives. By providing liquidity to mortgage financing, the program helps make homeownership more accessible to Indonesian citizens, particularly those in lower and middle-income brackets.

Challenges and Future Outlook

While the 2025 disbursement was the highest since the program's inception, it still fell short of the government's target by 20.32%. BP Tapera and relevant stakeholders may need to assess the factors contributing to this shortfall and develop strategies to improve future performance. The success in reaching nearly 80% of the target, however, demonstrates the program's continued relevance and effectiveness in supporting Indonesia's housing sector.