BPJS Kesehatan Premium Update: December 2025 Rates Remain Unchanged

Current Premium Status

The BPJS Kesehatan premium for classes 1, 2, and 3 remains unchanged in December 2025. Despite circulating rumors about potential increases in 2026, the current rates continue as before. According to recent statements, the government is carefully considering various policy adjustments to ensure the financial sustainability of the national health insurance program.

Government Review of JKN Policy

The government, through the National Social Security Council (DJSN), is reviewing eight different policy scenarios for the National Health Insurance (JKN) program. Mahesa Pranadipa Maykel, a member of DJSN, emphasized that these changes aim to maintain BPJS Kesehatan's financial health while minimizing public disruption. The review process is focused on balancing the need for financial stability with the potential impact on participants.

Rationale Behind Potential Changes

The consideration of policy changes is driven by the current claim ratio exceeding total premium income. This financial dynamic has prompted the need for a comprehensive review of the existing structure. The government is working to implement changes that will ensure the long-term viability of the JKN program without causing undue disturbance to the public.

Implications for Participants

For now, BPJS Kesehatan participants can expect their premiums to remain at current levels through December 2025. The ongoing policy review suggests that any changes, if implemented, would likely take effect in 2026. Participants are advised to stay informed through official channels as the policy review progresses.