BRI CEO Encourages Investor Patience Amid Business Transformation

Long-term Investment Strategy Recommended

BRI CEO Hery Gunardi has urged investors to adopt a medium to long-term investment strategy as the bank continues its comprehensive business transformation. Speaking at the BRI Corporate Rebranding Launch, Gunardi emphasized that the optimal results of their transformation efforts will only be fully visible within the next two years.

Financial Highlights

As of Q3 2025, BRI has reported consolidated net profit of Rp41.23 trillion, comprising Rp40.78 trillion attributable to owners and Rp453.43 billion to non-controlling interests. While this represents a decrease from Rp45.36 trillion in the same period last year, the bank has shown solid financial fundamentals:

• Interest income rose 3% to Rp155.16 trillion
• Credit growth reached 6.26%, with total loans at Rp1,438.11 trillion
• Third-party funds grew 8.24% to Rp1,474.78 trillion
• Low-cost funds (CASA) increased 14.11% to Rp997.62 trillion

Business Transformation Progress

Gunardi highlighted that while the transformation process, which began about seven months ago, is still ongoing, it has already started showing positive results. The CEO expressed confidence that BRI's performance will significantly improve in 2026-2027 as the transformation matures.

Investor Guidance

To maximize the benefits of this transformation, Gunardi advised investors against short-term trading strategies. Instead, he recommended maintaining or even increasing their shareholding in BRI as a long-term investment. The CEO's guidance reflects the bank's commitment to creating sustainable value for its shareholders through strategic transformation initiatives.