Key insights and market outlook
PT Bank Rakyat Indonesia (Persero) Tbk (BBRI) received the 'People's Economy Driver' award at detikcom Awards 2025 for its significant contributions to micro, small, and medium enterprises (MSMEs). 80% of BRI's credit distribution went to MSMEs, amounting to Rp 1,150 trillion by Q3 2025. The bank also led government programs like Kredit Usaha Rakyat (KUR), disbursing Rp 130.2 trillion to 2.8 million debtors.
PT Bank Rakyat Indonesia (Persero) Tbk (BBRI) was recognized as the 'People's Economy Driver' at the detikcom Awards 2025, held at The Westin Jakarta on November 25, 2025. This recognition highlights BRI's consistent efforts in empowering the people's economy through various initiatives and programs focused on micro, small, and medium enterprises (MSMEs).
BRI's commitment to MSMEs is evident from its credit distribution statistics. By Q3 2025, 80% of the bank's total credit was allocated to MSMEs, amounting to Rp 1,150 trillion. This significant allocation demonstrates BRI's role in supporting the growth of MSMEs across Indonesia.
BRI continued its leadership in government-backed programs, particularly the Kredit Usaha Rakyat (KUR). By September 2025, BRI had disbursed Rp 130.2 trillion in KUR to 2.8 million debtors, accounting for 74.4% of the total allocation of Rp 175 trillion. This performance underscores BRI's pivotal role in expanding access to financing for MSMEs through government initiatives.
As the parent company of the Ultra Micro Holding (Holding UMi), which includes PNM and Pegadaian, BRI has significantly expanded financial services for ultra-micro enterprises. By Q3 2025, Holding UMi had reached 34.5 million active debtors and 185 million micro savings accounts. Additionally, BRI operates 1,035 SenyuM outlets and has 3.8 million gold customers with total savings of 13.7 tons, representing a 66.9% year-on-year growth.
BRI has also made significant strides in digital innovation and community development. The LinkUMKM platform has been utilized by over 13.6 million MSME players to expand their market reach and enhance their business capacity. Furthermore, BRI has conducted more than 17,000 training sessions through its 54 Rumah BUMN (State-Owned Enterprise Houses). The bank has also developed 4,909 Desa BRILian (BRILian Villages) and 41,715 business clusters.
BRI's commitment to empowering the people's economy has positively impacted its financial performance. By Q3 2025, the bank recorded a profit of Rp 41.2 trillion. Total assets reached Rp 2,123.4 trillion (8.2% yoy growth), while Third-Party Funds (DPK) increased by 8.2% to Rp 1,474.8 trillion. Total credit disbursement rose by 6.3% to Rp 1,438.1 trillion.
The recognition at detikcom Awards 2025 is a testament to BRI's dedication to fostering economic growth at the grassroots level while maintaining robust financial performance.
detikcom Awards 2025
MSME Credit Disbursement
KUR Distribution Leadership