BRI Expands Digital Investment Services with Mutual Fund Feature

Enhancing Digital Investment Capabilities

PT Bank Rakyat Indonesia (BRI) has introduced a significant enhancement to its BRImo super app by incorporating a mutual fund investment feature. This development allows customers to seamlessly buy and sell mutual fund products in real-time, marking a major step forward in BRI's digital investment services.

Growing Investor Base and Assets

The introduction of this feature comes on the back of impressive growth in BRI's mutual fund investor base and assets under management. As of the first week of December 2025, BRI reported an 18.69% year-on-year growth in mutual fund investors. More strikingly, the bank's assets under management (AUM) for mutual funds surged by 96.56% year-on-year. This growth trajectory underscores the increasing appetite for digital investment products among retail investors in Indonesia.

Comprehensive Digital Investment Experience

The new mutual fund feature in BRImo is designed to provide customers with a comprehensive digital investment experience. Key features include:

1. Real-time buying and selling of mutual fund products
2. Portfolio performance monitoring to help investors track their investments
3. Risk-based product recommendations tailored to individual investor profiles

Regulatory Compliance

BRI has ensured that all mutual fund products available through BRImo are registered with and supervised by the Financial Services Authority (OJK). This compliance with regulatory requirements provides an additional layer of security and trust for investors using the new feature.

Market Context and Future Implications

The launch of this feature positions BRI at the forefront of digital banking innovation in Indonesia's financial sector. As the banking industry continues to evolve towards more digital-centric services, BRI's move is likely to intensify competition among other banks and financial institutions to enhance their digital investment offerings. For investors, this development translates into more convenient and accessible investment opportunities through a trusted banking platform.