BRI Expands KUR Program in 2026: Supporting MSME Growth

Enhanced Credit Facilities for Micro Enterprises

Bank Rakyat Indonesia (BRI) has officially reopened its Kredit Usaha Rakyat (KUR) program for 2026, continuing its commitment to supporting micro, small, and medium enterprises (MSMEs) in Indonesia. The program now offers credit facilities ranging from Rp 1 million to Rp 200 million, catering to various business needs across different sectors.

Strong Performance in 2025

The KUR program has shown remarkable growth in 2025, with BRI disbursing a total of Rp 163.38 trillion by November 2025. This achievement represents 92.3% of BRI's annual KUR allocation and covers 3.5 million debtors. As the largest distributor of KUR, BRI's significant contribution underscores its crucial role in Indonesia's MSME financing landscape.

Strategic Importance of KUR Program

The KUR program is specifically designed to provide accessible credit facilities to MSMEs, which are the backbone of Indonesia's economy. By offering competitive interest rates and flexible repayment terms, the program helps entrepreneurs overcome financial barriers and expand their business operations. BRI's continued commitment to this program demonstrates its dedication to fostering economic growth at the grassroots level.