BRI Alerts Customers to Sophisticated Credit Card Scam Tactics

Rising Threats in Digital Transactions

As non-cash transactions surge in Indonesia, credit cards have become increasingly attractive targets for criminals. PT Bank Rakyat Indonesia (BRI) has issued a warning about the growing sophistication of fraud methods, particularly phishing, skimming, and social engineering. These tactics are designed to steal sensitive customer information, including credit card numbers, expiration dates, CVV codes, and one-time passwords (OTP).

Fraud Techniques on the Rise

1. Phishing: Scammers use fake links that mimic official bank websites to steal customer data.
2. Skimming: Criminals install devices on payment machines to capture card information.
3. Social Engineering: Fraudsters impersonate bank officials, contacting victims via phone or message to extract sensitive data.

BRI's Official Stance

Corporate Secretary Dhanny emphasized that BRI never requests confidential customer information through phone calls, SMS, or emails. "If anyone claiming to be from BRI asks for CVV or OTP, it's definitely a scam," Dhanny stated in the official release. The bank urges customers to remain vigilant and protect their financial information.

Growing Digital Transaction Risks

The rise in digital transactions has been accompanied by an increase in sophisticated fraud techniques. BRI's warning highlights the need for customers to be cautious when handling their financial information online and offline. The bank's proactive stance aims to protect customers from falling victim to these increasingly complex scams.