BRI's AgenBRILink Surpasses Rp1.294 Trillion in Transactions by September 2025

Expanding Financial Inclusion

PT Bank Rakyat Indonesia (Persero) Tbk. (BBRI) has achieved a significant milestone through its AgenBRILink branchless banking service, recording Rp1.294 trillion in transactions by September 2025. This accomplishment underscores the growing importance of digital financial services in Indonesia's rural areas. BRI's CEO, Hery Gunardi, highlighted that AgenBRILink has not only expanded access to formal financial services but also created new economic opportunities for agents in remote communities.

Extensive Network and Transaction Volume

As of September 2025, BRI has established a network of 1.2 million AgenBRILink agents across 66,648 villages, covering approximately 80% of Indonesia's total villages. The platform has facilitated 826 million financial transactions, demonstrating its critical role in the country's financial ecosystem. The service has processed 524,000 loan referrals and savings referrals worth Rp285 billion by the end of Q3 2025.

Comprehensive Financial Services

AgenBRILink offers a wide range of financial services, including bill payments for electricity, water, and BPJS contributions, mobile phone top-ups, loan repayments, and BRIZZI top-ups. The platform has recently expanded to include microinsurance sales, international money withdrawals, voucher purchases, and transportation ticket bookings for buses, shuttles, and ferries. This comprehensive service portfolio positions AgenBRILink as a vital financial hub in rural Indonesia.

Impact on Financial Inclusion

BRI's AgenBRILink has been instrumental in promoting financial inclusion by connecting rural communities to formal financial services. The platform not only provides access to basic banking services but also empowers local economies by creating opportunities for individuals to become part of BRI's agent network. This model has contributed significantly to BRI's goal of creating a sustainable financial ecosystem that benefits both the bank and the local communities it serves.