Key insights and market outlook
PT Bank Rakyat Indonesia (Persero) Tbk.'s (BBRI) mobile banking app, BRImo, has seen its daily transactions surge to Rp25 trillion by end-September 2025, with user base growing 19.4% YoY to 44.4 million. The significant growth in transaction value and volume has positively impacted BRI's third-party funds (DPK), which rose 8.2% YoY to Rp1,474.8 trillion. The proportion of low-cost funds (CASA) also improved to 67.6% of total DPK, driven by a 24.5% YoY growth in current accounts and 7.2% YoY increase in savings deposits.
PT Bank Rakyat Indonesia (Persero) Tbk.'s (BBRI) mobile banking application, BRImo, has achieved remarkable growth in both user base and transaction volume by the end of September 2025. The number of BRImo users reached 44.4 million, representing a 19.4% year-on-year (YoY) increase. Concurrently, the daily transaction value through BRImo surged to Rp25 trillion, marking a substantial rise from Rp14 trillion in March 2025.
BRI's CEO, Hery Gunardi, highlighted that the robust growth of BRImo has positively influenced the bank's third-party funds (DPK). On a consolidated basis, DPK grew by 8.2% YoY to reach Rp1,474.8 trillion. The quality of DPK also showed significant improvement, with the proportion of low-cost funds (Current Account Savings Account or CASA) rising to 67.6% of total DPK. This was driven by a 24.5% YoY increase in current accounts and a 7.2% YoY growth in savings deposits.
Hery emphasized that BRI's digital transformation, particularly through BRImo and other digital channels like Qlola and AgenBRILink, has not only expanded customer access and convenience but also strengthened the bank's profitability. The enhanced transaction infrastructure is expected to continue supporting BRI's sustainable growth. Hery noted that BRI is committed to further leveraging its extensive digital ecosystem, which includes a large network of merchants, EDC machines, QRIS, and AgenBRILink, to drive future growth.
BRImo Transaction Growth
DPK Increase
CASA Ratio Improvement