Key insights and market outlook
PT Bank Rakyat Indonesia (BBRI) reported a 9.12% year-on-year decline in profit to Rp45.44 trillion for the first eleven months of 2025. Despite this decrease, analysts maintain that BBRI remains a viable investment due to its strong fundamentals. The profit decline was attributed to sluggish net interest income growth, non-interest income contraction, and increased provisioning costs.
PT Bank Rakyat Indonesia (BBRI) has reported a 9.12% year-on-year decline in profit to Rp45.44 trillion for the period January to November 2025. This decrease was primarily due to sluggish growth in net interest income, with non-interest income also experiencing a contraction. Additionally, the bank faced increased provisioning costs, further impacting their bottom line.
Despite the decline in profit, analysts remain optimistic about BBRI's investment potential. The bank's strong market position and fundamental strength are seen as key factors supporting its attractiveness to investors. Analysts highlight that the current dip presents a potential buying opportunity for long-term investors.
Profit Decline
Investment Potential Assessment