BSI Prepares Massive Cash Reserve for Year-End

Comprehensive Cash Distribution Network

PT Bank Syariah Indonesia Tbk (BSI) has made significant preparations for the upcoming year-end and New Year period by allocating Rp15.49 trillion in cash ¹

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Source 2

https://finansial.bisnis.com/read/20251216/231/1937129/jelang-akhir-tahun-bsi-siapkan-uang-tunai-rp1549-triliun

. This substantial amount is being distributed through an extensive network comprising 1,039 physical branches and a comprehensive digital infrastructure including BSI Call 14040, BYOND mobile banking, over 5,000 ATMs/CRMs, BSI Net, BSI EDC, BSI QRIS, and more than 126,000 BSI Agents across Indonesia ¹

Source 1

https://keuangan.kontan.co.id/news/bsi-siapkan-uang-tunai-rp-1549-triliun-jelang-akhir-tahun

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Strategic Cash Availability Period

The cash will be made available from December 21, 2025, to January 2, 2026, covering the peak period for year-end transactions and holiday travel ¹

. BSI's Director of Sales & Distribution, Anton Sukarna, emphasized that the bank is ensuring sufficient cash supply across all channels, particularly through their 24/7 ATM services. The peak cash demand is projected to occur seven days before the year-end, driven by various activities including hajj payment settlements, school holidays, and year-end financial transactions.

Financial Performance Context

This operational preparedness comes as BSI has reported strong financial performance, with net profit reaching Rp5.57 trillion for the period up to September 2025, representing a 9.03% increase compared to the same period last year ²

. The growth in profit is attributed to increased income from fund distribution, which rose by 15.24% to Rp22.23 trillion. Specifically, income from receivables grew by 13.26% to Rp12.14 trillion, while revenue from profit-sharing increased by 29.27% to Rp7.45 trillion ²

Source 2

https://finansial.bisnis.com/read/20251216/231/1937129/jelang-akhir-tahun-bsi-siapkan-uang-tunai-rp1549-triliun

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Digital Transaction Promotion

While preparing extensive cash reserves, BSI is also promoting the use of cashless transactions and digital banking services through their e-channels. The bank encourages customers to optimize these services for a more convenient transaction experience during the busy year-end period.