BSI's Digital Transformation Drives QRIS Adoption to 551,000 Merchants

Accelerating Digital Presence

PT Bank Syariah Indonesia Tbk (BSI) has made significant strides in its digital transformation journey, particularly in expanding its QRIS (Quick Response Code Indonesian Standard) adoption. By November 2025, BSI's QRIS had reached 551,000 merchants across Indonesia, marking a substantial milestone in the bank's digital growth strategy. This achievement is complemented by the bank's existing network of over 21,000 EDC (Electronic Data Capture) machines, creating a comprehensive digital payment ecosystem.

Strategic Digital Initiatives

BSI's digital expansion is driven by its commitment to modernizing financial services and reaching various customer segments. The bank's management, led by CEO Anggoro Eko Cahyo, emphasizes that digital transformation is a key foundation for expanding BSI's market share in the future. The company is particularly focused on penetrating traditional markets through digitalization initiatives, recognizing the economic significance of these areas.

Market Impact and Future Prospects

The rapid growth of BSI's QRIS adoption demonstrates the bank's successful strategy in leveraging digital technology to enhance its service reach. By providing competitive and comprehensive digital services, BSI is well-positioned to capture a larger share of the Islamic banking market while contributing to the broader financial inclusion agenda in Indonesia.