BTN Completes Government Fund Disbursement Ahead of Schedule

Accelerated Disbursement of Rp25 Trillion

PT Bank Tabungan Negara (Persero) Tbk (BTN) has successfully completed the disbursement of Rp25 trillion in government funds by mid-November 2025. This achievement not only meets but exceeds the original government target of completing the disbursement by the end of December 2025. According to BTN's CEO Nixon LP Napitupulu, the entire SAL (Saldo Anggaran Lebih) funds have been fully utilized for credit purposes.

Focus on Housing Sector

The majority of the disbursed funds were channeled to the housing sector, including both property developers and individual homebuyers through mortgage programs. This allocation aligns with BTN's core business focus on housing finance and demonstrates the bank's capability in managing large-scale government mandates. The disbursement was carried out according to the existing credit pipeline and in compliance with regulations set by the Ministry of Finance.

Strategic Implications

This successful disbursement highlights BTN's role as a key partner for government financial initiatives. The bank's ability to accelerate the fund allocation process showcases its operational efficiency and strong infrastructure in housing finance. The achievement is likely to strengthen BTN's position in the banking sector while supporting government objectives in housing development.