BTN Achieves 93% Disbursement of Government Funds for Housing Loans

Significant Progress in Fund Utilization

PT Bank Tabungan Negara (Persero) Tbk (BTN) has made significant progress in disbursing government funds placed with the bank. As of October 31, 2025, the bank has successfully disbursed Rp 23.28 trillion out of the total Rp 25 trillion allocated, achieving a 93% utilization rate. This accomplishment is in line with BTN's previous projections that the funds would be fully utilized before mid-November 2025.

Supporting Housing Loan Growth

The disbursement of these government funds, known as Penempatan Uang Negara (PUN) from the Sisa Anggaran Lebih (SAL) held at Bank Indonesia (BI), is aligned with BTN's available housing loan pipeline. BTN's management has confirmed that the funds are being distributed according to the scheduled timeline. Nixon LP Napitupulu, BTN's President Director, stated that by the end of October 2025, the bank had disbursed over Rp 23 trillion, with expectations to complete the utilization of the Rp 25 trillion government funds by mid-November 2025.

Strategic Impact on BTN's Operations

The effective utilization of these government funds demonstrates BTN's capability in managing large-scale financial resources while supporting the government's housing initiatives. This strategic allocation not only enhances BTN's liquidity but also enables the bank to expand its housing loan portfolio, thereby contributing to the national agenda of increasing homeownership rates.