CIMB Niaga Auto Finance Maps Credit Risk After Sumatra Floods
Executive Summary
Key insights and market outlook
CIMB Niaga Auto Finance (CNAF) is assessing credit risk in Sumatra following recent floods. The company's Medan branch, one of 31 CNAF branches, is in the affected area with Rp 269 billion in outstanding loans and 2,360 debtors. This portfolio accounts for 2.5% of CNAF's total financing of Rp 10.87 trillion as of November 2025.
Deep Dive Analysis
CIMB Niaga Auto Finance Assesses Credit Risk Following Sumatra Floods
Risk Mapping Initiatives
CIMB Niaga Auto Finance (CNAF) has initiated a comprehensive assessment of potential credit risks in Sumatra following the recent flooding that affected several regions. CNAF's President Director, Ristiawan Suherman, stated that out of the company's 31 branches across Indonesia, only the Medan branch was located in the flood-affected area.
Exposure Details
As of November 2025, the Medan branch had Rp 269 billion in outstanding financing with a total of 2,360 debtors. This exposure represents approximately 2.5% of CNAF's total financing portfolio, which stood at Rp 10.87 trillion. The company is closely monitoring the situation to anticipate potential credit risks arising from the natural disaster.
Business Context
The assessment comes as part of CNAF's risk management strategy to identify and mitigate potential credit issues following significant regional events. The company's proactive approach aims to maintain portfolio quality and ensure continued financial stability despite regional challenges.
Source References
Story Info
Topics Covered
Key Events
Credit Risk Assessment Post-Flood
Sumatra Flood Impact Analysis