Clipan Finance Implements Strategic Measures to Control NPF

Proactive Approach to Financing Quality

PT Clipan Finance Indonesia Tbk (CFIN) is taking proactive steps to maintain controlled Non Performing Financing (NPF) as the company anticipates potential growth in financing disbursement. According to Harjanto Tjitohardjojo, the company's CEO, Clipan Finance will focus on maintaining the quality of its financing portfolio through a stringent selection process for new debtors.

The company is leveraging various available tools to analyze the creditworthiness of potential clients, thereby minimizing the risk of loan defaults. Additionally, Clipan Finance is committed to continuously improving its portfolio management processes for existing financing. These measures are part of the company's broader strategy to ensure sustainable growth in its financing business while maintaining a healthy asset quality.

Strategic Focus on Risk Management

Clipan Finance's approach to managing NPF reflects its commitment to prudent risk management. By maintaining a robust credit assessment framework and enhancing portfolio monitoring, the company aims to mitigate potential credit risks associated with increased financing activities. This strategic focus is particularly important in the current economic environment, where maintaining asset quality is crucial for sustainable growth in the financing sector.