Danamon Drives Digital Growth Amid Banking Industry Slowdown

Strong Performance in Digital Transactions

PT Bank Danamon Indonesia Tbk has achieved significant growth in digital transactions through its D-Bank PRO application. By September 2025, the bank recorded a 35% year-on-year increase in transaction volume, while the transaction value surged by 30% YoY. This impressive performance demonstrates Danamon's successful digital banking strategy during a period when the banking industry is experiencing a slowdown.

Technology Investments Drive Growth

Chief Digital Officer Andreas Kurniawan attributed the success to Danamon's continuous investment in technology infrastructure and secure digital systems. These investments have enhanced the bank's digital capabilities, providing a robust platform for both retail and corporate customers to conduct their banking activities efficiently and securely.

Strategic Focus on Digital Banking

The strong growth in D-Bank PRO transactions underscores Danamon's strategic focus on digital banking. By prioritizing digital transformation, the bank has been able to maintain positive performance despite challenges in the broader banking sector. This approach not only enhances customer experience but also positions Danamon favorably in the competitive digital banking landscape.