Easycash Reaches Milestone in Financial Inclusion with Education Initiative

Digital Lending Growth

Easycash, operated by PT Indonesia Fintopia Technology, has successfully reached over 9 million users through its digital lending platform, with a cumulative disbursement of Rp86.19 trillion by November 2025. This achievement underscores the growing demand for digital financial services in Indonesia.

Addressing Financial Literacy Gap

To address the existing gap between financial inclusion and literacy, Easycash introduced the MOJANG financial literacy module. Developed in collaboration with AFTECH and IARFC Indonesia, MOJANG aims to provide practical financial education to the younger generation and broader society. The module covers essential topics such as income management, healthy debt management, credit reputation, and distinguishing between licensed and illegal lending platforms.

Industry Context and Collaboration

The digital lending industry has grown significantly, with total outstanding financing reaching Rp90.99 trillion by September 2025. Industry players like AFTECH are committed to strengthening cross-sector collaboration with regulators, industry stakeholders, and educational institutions to enhance financial literacy. The MOJANG module is designed in two formats: a comprehensive version for literacy classes and workshops, and a more concise zine version tailored for Generation Z, who comprise around 28% of Indonesia's population.

Expert Insights

Financial experts emphasize the need for simple and practical approaches to financial education. Bareyn Mochaddin from IARFC Indonesia highlights that successful financial literacy requires content that is easily accessible, understandable, and relevant to everyday life. The collaboration between industry players, associations, and financial planners is crucial in ensuring that financial education has a meaningful and sustainable impact.